How to Use Cashback Apps and Websites to Save More While Shopping Online

Cashback websites and apps are digital cashback platforms that give you a portion of your purchase back when you shop online through them. They work by partnering with major retailers and earning a commission when you buy via their links.

But instead of keeping all that commission, these platforms share it with you as a reward — usually between 1% to 10% cashback, depending on the store and current offers.

So if you’re already shopping online, why not get a little something back for it? Over time, those small amounts can lead to big savings — especially if you combine them with other online shopping rewards or deals.

1. Pick the Best Cashback Apps or Websites

First things first — you’ll need to sign up for one (or more) trusted cashback platforms. Here are some of the best cashback tools to start with:

• Rakuten: One of the most popular cashback sites, known for its simplicity and seasonal bonuses.

• TopCashback: Great if you want higher cashback percentages at many retailers.

• Swagbucks: More than just cashback — you can also earn rewards by watching videos, answering surveys, and playing games.

All of these options are free to join, making it a no-risk way to save money while shopping online.

Once your account is set up, log in to the cashback site or app and search for the store you want to shop at. Each retailer will show a cashback rate, and sometimes you’ll find shopping deals and discounts like coupon codes or free shipping.

When you’re ready to shop, click on the cashback link provided — this step tracks your purchase so the platform can credit your account.

After clicking the cashback link, shop just as you usually would. Add items to your cart, proceed to checkout, and pay.

Just a few things to keep in mind:

• Don’t close your browser or open new tabs during the transaction.

• Avoid switching devices mid-purchase.

• Some smart shopping apps also have mobile-exclusive offers, so check the app before buying.

Your cashback won’t appear immediately, but within a few hours or days, you’ll see it as “pending” in your account.

Once your purchase is verified (usually after any return window closes), the cashback gets approved. Then, you can redeem your rewards in several ways:

• Transfer funds to PayPal or your bank account

• Redeem for gift cards to your favorite stores

• Apply credits for future purchases on the platform

Each cashback platform has a minimum payout limit, typically around $5 to $10.

Want to maximize your rewards? Here are a few expert online savings tips to stretch your money further:

• Install browser extensions from cashback sites like Rakuten or TopCashback — they’ll notify you when a site is eligible for cashback.

• Combine cashback with promo codes and ongoing shopping deals and discounts for double savings.

• Use a cashback credit card along with cashback apps to earn twice on the same purchase.

• Check mobile app offers, since some platforms give extra cashback for mobile purchases.

These small strategies can lead to significant returns, especially if you shop online frequently.

Even seasoned online shoppers sometimes miss out on cashback because of these easy-to-make mistakes:

• Forgetting to click the cashback link before shopping.

• Using discount codes that aren’t approved by the cashback site — always check their terms and conditions.

• Switching devices or browsers mid-checkout, which can disrupt the tracking.

• Not logging into your cashback account before making a purchase.

Being mindful of these can ensure you earn money back on every transaction.